top of page

How to Apply


If you have a need for a loan and would like to apply please click on the documents above, print them, read them carefully, and follow the instructions. If you need help please call us at 315-219-9396 or email us at

Basic Process of Applying


-->Applicant contacts LFMF via email or phone

------>Applicant receives assistance in understanding and completing the application and budget worksheet

-------->Application is forwarded to the Fund Screening Committee for review

---------->If approved, applicant signs binding co-signed promissory note (max 24 months)*

------------>Applicant agrees to repay by automatic debit deduction, check, or money order

--------------->Applicant receives funds 


bottom of page